12/8/2022 0 Comments Liquid ledger personal finance![]() ![]() I get people not wanting to be priced out of their housing by taxes, but:ġ. I kind of wish it was that way here the previous owner of the house I am in was paying $1400 per year in taxes, after purchasing it (pre-covid price boom) we pay $12000 in taxes (note the extra zero). > The trickiest part is that your property values are reassessed every year, so for a long time our tax bill has just gone up, whether your income has or not. ![]() IMO they are worth it, but they should be factored into any planning you do. Also, everything else being equal, a higher top-line will always provide more opportunities for savingsġ: Before you dismiss this completely, there are real social costs to spending less than your peer group. When remote became normal during COVID a lot of people moved to cheaper parts of the country while keeping their high salaries. In fact his yearly salary is higher than what he paid for his house. I have a friend who works as a DBA in a very inexpensive part of the country he makes more than the $105k per year. Bay area rent, in particular is insane (rent alone would be more than the £2k a month you proposed for expenses, though $105k/year in the bay area would be a very low salary for a bay-area tech worker). On top of that, people of a given income level spend more in the US (either because things are actually more expensive, or people in the US are more spendthrift probably a bit of both), so if you come to spend like a typical American your savings won't necessarily be higher in the US. I would suspect (but do not know) that the UK government pension and health-care is at least slightly better than the US version. For example, a lot of higher earners are concentrated in California and New York, which have fairly high taxes in New York or San Francisco a single person making $105k would take home about $75k (slightly less in SF, slightly more in NY) or about £3k more. Looking forward to using this more in depth in the future! This gives you the benefit of getting my email address, and then sending me an email to access my plan so that I've got a second touchpoint to your product when I check my email in the future. It would have been great if I could have entered my email and saved my plan without paying, and then had to later pay to access it. I ended up not paying because I don't have enough time right now to fully evaluate this, but I might look back later. #Liquid ledger personal finance upgrade#I spent the 10-15 minutes working on a plan knowing that I'd need to upgrade to pro for every feature, but it seems like I need to upgrade to save my plan. That'd be helpful for the tech community especially.Ģ. ![]() You've got RSU's (at first it wasn't clear to me where this would be addressed, but I think it made sense once I came across it) but I don't see a dedicated strategy for dealing with ISO/NSO's. This is great, I took some time to get a fairly in depth plan together. ![]()
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